USSD banking menu on a feature phone showing check balance, transfer and mini-statement options, with a confirmed cedi balance and a live session to the bank — banking with no app and no data in Ghana

USSD Banking: How Mobile Banking Works Without Internet

USSD Services, Business Tips /

USSD banking lets a bank, microfinance or fintech customer check a balance, transfer money, get a mini-statement and pay bills by dialling a short code like *123# — on any phone, with no app and no data. A live menu opens on the screen in seconds, the customer makes a choice, and the request runs […]

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